Finding the best car insurance in Utah may seem daunting, but it doesn’t have to be. Compared to the rest of the country, drivers in Utah pay significantly lower average car insurance rates, which can help keep car insurance costs affordable for many drivers.
According to Bankrate’s 2021 review of quoted annual premiums provided by Quadrant Information Services, the average cost of full coverage car insurance in Utah is $1,306 per year.
This is 22% less than the average nationwide cost of car insurance, which is $1,674 for full coverage car insurance.
To help you narrow down your options in Utah, Bankrate has completed an objective analysis of third-party rankings and rate data from dozens of insurance companies.
We’ve found that some of the best car insurance companies in Utah include USAA, Geico, State Farm, Progressive, and Allstate.
All four of the providers on our list have average premiums below the state average, which can be helpful for budget-conscious shoppers.
Best car insurance companies in Utah
Of all the available car insurance companies in Utah, a few stand out as top contenders. USAA, Geico, State Farm, Progressive, and Allstate, which are among the top auto insurers by market share in the US, received strong ratings for a variety of reasons.
USAA and State Farm, J.D. for the Southwest Territory. Power scores highest on customer satisfaction, while Geico offers some of the cheapest rates.
Allstate has a highly rated mobile app, while Progressive offers the usage-based Snapshot telematics program for potential savings in premiums.
Each provider was reviewed based on third-party analytics such as S&P and AM Best, available car insurance discounts, coverage options, and available digital assets. Bank Rate Ratings include all these factors and more, with the highest possible score being 5.0. The higher a company scored, the better it performed in these different key areas.
Average car insurance cost
The average cost of car insurance in Utah is $528 per year for minimum coverage and $1,306 per year for a full coverage policy.
This average rate is well below the national average of $1,674 per year for full coverage. Utah may be cheaper as it is not as densely populated as other states; this could affect average state rates as accidents from congested roads are less likely.