While each state has some form of mandatory guideline on car and auto insurance coverage, minimum limits vary from state to state, Colorado wont be exempted.
The following is a breakdown of the minimum liability requirements :
The below questions are all related to Colorado
Question: Is it required to have car insurance in Colorado?
Answer: YES
Question: What are the minimum requiremets ?
Answers:
$25,000 bodily injury one person
$50,000 bodily injury one accident
$15,000 property damage per accident
What liability coverages must be offered ? Can a client reject them?
Bodily Injury and Property Damage must be offered and cannot be refused. Uninsured/Undercovered Motorist Bodily
Injury and Medical Pay must be offered, but may be declined.
How far back does Colorado go to look at violation history?
Three (3) years
What types of additional policies are offered ?
Broad Form Named Driver
Is an insurance rating used in my rating? If so, is it mandatory?
Yes, but opt-out is available as an option
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